FC Bayern Forum

#12 wrote:Yeah the debt thing... Been hearing that for 20 years and guess what? They still win more than us...

One day they will come crumbling down and they they will be as shocked as you..anyway its better to win with dignity that with malice and shame the way Franco FC or Referee FC do..

prasun77 wrote:

#12 wrote:Yeah the debt thing... Been hearing that for 20 years and guess what? They still win more than us...

One day they will come crumbling down and they they will be as shocked as you..anyway its better to win with dignity that with malice and shame the way Franco FC or Referee FC do..

I'm not a finance person, but from what I remember from the finance classes I had to take is that a certain amount of debt is actually healthy and helps increase the company value.
If we take a loan and spend it wisely, we won't have any trouble.

Sent from my SM-G950F using Tapatalk

theundead wrote:

prasun77 wrote:

#12 wrote:Yeah the debt thing... Been hearing that for 20 years and guess what? They still win more than us...

One day they will come crumbling down and they they will be as shocked as you..anyway its better to win with dignity that with malice and shame the way Franco FC or Referee FC do..

I'm not a finance person, but from what I remember from the finance classes I had to take is that a certain amount of debt is actually healthy and helps increase the company value.
If we take a loan and spend it wisely, we won't have any trouble.

Sent from my SM-G950F using Tapatalk

Are they spending it wisely? or we are spending wisely? real madrid have bought some vinicius jr. for 35 million and he is a 15 year old..
Even you know their transfer policies are largely hit and miss and they spend unreasonable amounts of money on not so deserving players..In fact I would say PSG have a better transfer policy than barcelona..out of the players they bought only digne and jese flopped..if I start counting about barcelona I would die before the count completes.

Also they don't have certain amounts of debts you also know..they have HUGE debts..

#12 wrote:
They are very very much healthy clubs...

Ok..lets take it head on..one at a time..I am leaving out ManUtd because its not even worthy of debate but ..lets take the next target..Barcelomna..

Barcelona are a much "healthy" club than us? Are you sure?

prasun77 wrote:

theundead wrote:

prasun77 wrote:[quote="#12"]Yeah the debt thing... Been hearing that for 20 years and guess what? They still win more than us...

One day they will come crumbling down and they they will be as shocked as you..anyway its better to win with dignity that with malice and shame the way Franco FC or Referee FC do..

I'm not a finance person, but from what I remember from the finance classes I had to take is that a certain amount of debt is actually healthy and helps increase the company value.
If we take a loan and spend it wisely, we won't have any trouble.

Sent from my SM-G950F using Tapatalk

Are they spending it wisely? or we are spending wisely? real madrid have bought some vinicius jr. for 35 million and he is a 15 year old..
Even you know their transfer policies are largely hit and miss and they spend unreasonable amounts of money on not so deserving players..In fact I would say PSG have a better transfer policy than barcelona..out of the players they bought only digne and jese flopped..if I start counting about barcelona I would die before the count completes.

Also they don't have certain amounts of debts you also know..they have HUGE debts..[/quote]Vinicius jr is one example.
If you look at the bigger picture, real and Barca are the most successful clubs right now. They are getting good return on the investments they've done through taking loans.
And PSG have not spent wisely. Their only accomplishment this season was beating Carlo's Bayern.
Imo Man City have spent much better than PSG.

Say we have 35m to spend on a player. I'm pretty sure that we can get a loan of 35m to double the amount of money we have. We get a better player, we go further in the CL and recoup the interest. Long term, staying debt free is not the best strategy, speaking in very strict financial terms.
This link explains the concept very well.
https://www.investopedia.com/terms/o/op ... ucture.asp

Sent from my SM-G950F using Tapatalk

theundead wrote:Vinicius jr is one example.
If you look at the bigger picture, real and Barca are the most successful clubs right now. They are getting good return on the investments they've done through taking loans.
And PSG have not spent wisely. Their only accomplishment this season was beating Carlo's Bayern.
Imo Man City have spent much better than PSG.

Say we have 35m to spend on a player. I'm pretty sure that we can get a loan of 35m to double the amount of money we have. We get a better player, we go further in the CL and recoup the interest. Long term, staying debt free is not the best strategy, speaking in very strict financial terms.
This link explains the concept very well.
https://www.investopedia.com/terms/o/op ... ucture.asp

Sent from my SM-G950F using Tapatalk

I agree but my point is not against small debts..the debts they have taken are not at all small..an amount like 35 million is recoverable but 325 million?

prasun77 wrote:

theundead wrote:Vinicius jr is one example.
If you look at the bigger picture, real and Barca are the most successful clubs right now. They are getting good return on the investments they've done through taking loans.
And PSG have not spent wisely. Their only accomplishment this season was beating Carlo's Bayern.
Imo Man City have spent much better than PSG.

Say we have 35m to spend on a player. I'm pretty sure that we can get a loan of 35m to double the amount of money we have. We get a better player, we go further in the CL and recoup the interest. Long term, staying debt free is not the best strategy, speaking in very strict financial terms.
This link explains the concept very well.
https://www.investopedia.com/terms/o/op ... ucture.asp

Sent from my SM-G950F using Tapatalk

I agree but my point is not against small debts..the debts they have taken are not at all small..an amount like 35 million is recoverable but 325 million?

If you're able to generate enough revenues, even 325m is normal. Again, we haven't seen any signs of Madrid or Barca crumbling because of debt. So I'm pretty confident that their debts are manageable. Other clubs have made much worse financial decisions though.

Sent from my SM-G950F using Tapatalk

theundead wrote:

prasun77 wrote:

theundead wrote:Vinicius jr is one example.
If you look at the bigger picture, real and Barca are the most successful clubs right now. They are getting good return on the investments they've done through taking loans.
And PSG have not spent wisely. Their only accomplishment this season was beating Carlo's Bayern.
Imo Man City have spent much better than PSG.

Say we have 35m to spend on a player. I'm pretty sure that we can get a loan of 35m to double the amount of money we have. We get a better player, we go further in the CL and recoup the interest. Long term, staying debt free is not the best strategy, speaking in very strict financial terms.
This link explains the concept very well.
https://www.investopedia.com/terms/o/op ... ucture.asp

Sent from my SM-G950F using Tapatalk

I agree but my point is not against small debts..the debts they have taken are not at all small..an amount like 35 million is recoverable but 325 million?

If you're able to generate enough revenues, even 325m is normal. Again, we haven't seen any signs of Madrid or Barca crumbling because of debt. So I'm pretty confident that their debts are manageable. Other clubs have made much worse financial decisions though.

Sent from my SM-G950F using Tapatalk

"For now" you are not seeing any signs..you yourself know when you will start seeing those signs don't you? I don't have to state right?

At the end of the day you need to have money to compete or "be successful". It's the same with any company. It's either in debt or in equity. Debt is not the devil. In a perfect world you'd operate debt-free. Sure. But at the end of the day: a team with 250m in the bank and zero debt will ALWAYS have less money available to invest and put to use than a team with 250m in the bank and 250m borrowed. Perhaps an exaggerated example, but you get the point. Clubs like Madrid and Barca have operated under a health level of debt for ages, they're not at any risk of "crumbling" or whatever. Being debt-free for the sake of being able to say you're debt-free doesn't really help the club other than being able to pat itself on the back and say "good job guys".

Also, Europe's biggest spenders in the last 10 years:

1. Manchester City (£1.4bn)

2. Barcelona (£1.015bn)

3. Paris Saint-Germain (£1.014bn)

4. Chelsea (£1bn)

5. Manchester United (£898m)

6. Real Madrid (£862m)

7. Liverpool (£820m)

8. Juventus (£811m)